Starting January 1 2025, Germany has eased the processing for different visas including The Opportunity Card Visa or Chancenkarte through applications via an online portal, click here Consular Services Portal | Opportunity Card.
Open a blocked account via Expatrio, click here.
To check more about the point system, you may refer to your country’s Germany Embbassy website like this Long-stay national visa applications for: - Federal Foreign Office.